One Million Reasons …

Did you know that an Oakland minimum wage worker earning $12.25 per hour will earn more than a million dollars if they work consistently through their adult lives? Paycheck to paycheck, it may not seem like much, but over a lifetime of earnings, it adds up!

No matter what your job or rate of pay, if you have people in your life who depend on you and your paycheck for financial support, insurance is one of the easiest and most cost-effective ways to protect them from financial harm if something should happen to you.

August is Life Insurance Awareness Month. As an agent, I have one short month to try to get your attention while you are finishing up vacation and getting the kids back to school. This is THE BEST time to apply for life insurance. Why’s that? For most folks, Open Enrollment for employer benefits such as health and life insurance is right around the corner. The packets come out in September and October, and you have a VERY SHORT window of time to make your selection.

Applying for life insurance takes time. There’s a medical exam and for some people the underwriting will take several weeks. Waiting until open enrollment may not allow enough time to complete the process.

If summertime is your time to catch up on projects and pare down your “to do” list, consider taking some time for a policy review. Call us at 510-874-5700.

Ruth Stroup Agency

3560 Grand Ave., Oakland, CA 94610, 510-874-5700

Faces of the East Bay